Enhanced Yield Portfolios

Our experienced investment team, with the perspective and objectivity of our Investment Advisory Group, regularly identify investment opportunities in the global market and create innovative solutions that accommodate the changing needs of investors. In today’s low interest rate environment, Genesee Valley Trust has developed a series of taxable and tax-deferred Enhanced Yield Portfolios that utilize a variety of fixed-income funds to focus on short-term yield improvement.

Investor Profile

The Enhanced Yield Portfolios may be appropriate for investors who:

  • are holding large cash positions
  • have an investment horizon of 1-2 years or longer
  • seek yield improvement and share price stability
  • seek tax efficiency for taxable income
  • seek protection against inflation for tax-deferred income
Portfolio Characteristics

Mindful of your needs for taxable and tax-deferred income, there are two separate and distinct portfolios to choose from:

  • Tax-Favored Portfolio - for investments that are currently generating taxable income
  • Tax-Deferred Portfolio - for investments that are currently generating tax-exempt or qualified retirement income   

These portfolios are comprised of shorter maturity and lower duration bond funds which provide maximum liquidity and allow you to earn interest with less volatility than equity or long-term bond funds.  GVT constructs each portfolio with a diverse mix of several high quality, no-load fixed income institutional funds:

  • National Municipal Bonds (Intermediate-Term)
  • Floating-Rate Bank Loans
  • Strategic Income
  • Lower Duration Government & Corporate Bonds
  • Treasury Inflation Protected Securities (TIPS)
Risk Review

These portfolios are not "daily money market accounts", and are not bank accounts with FDIC insurance coverage, but are investment accounts with SIPC protection. Because they invest primarily in bonds, investors should be aware that there is an inverse relationship between bond prices and interest rates, where rising interest rates can create falling bond prices and portfolios may lose value as a result.

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